payment acceleration. The owner and their real estate agent ask the bank to take a discounted payoff as satisfaction for the loan. Many banks are pushing to make this a viable option. I see this as being the next large segment of the real estate market. Prior to considering this option I suggest consulting an attorney or accountant to make certain this fits your profile as well as possible ramifications.
With all of these changes I am seeing a smaller inventory of unsold homes, a greater pride of ownership in our neighborhood and, most importantly, I am seeing evidence of price appreciation. It may be modest but certainly welcome. Is this a normal market? No, but it is the reality for the foreseeable future. I am hoping that we may have seen the bottom in the second quarter of 2009 with a slow recovery over the next several years. All we need is the banks continued cooperation.
If you have any questions or if I can be of any assistance, please do not hesitate to give me a call. I have been committed to our neighborhood for 18 years and take pride in being a resource when you have a question or a need.
I hope this has been insightful. As the market continues to evolve I will stay committed to providing quarterly updates for our Natomas community.

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Michael's fifteen years of real estate experience and selling over 150 properties a year has put him consistently in the top 10 (or top 1%) of the nation's real estate professionals for more than 10 years. His sales have repeatedly earned him the "Top Producing and Selling Agent" awards from some of the largest and respected real estate firms. He has earned recognition as high as the #7 Highest Producing Agent Worldwide. Currently, he is ranked #6 in all of Keller Williams 50,000+ agents nationwide.

Because of his outstanding reputation, Michael is also frequently invited to train and participate in national conferences and speak at national real estate seminars.

Michael helps more families than any other agent in Northern California successfully sell their homes in record time and for top dollar. He earns his business by providing superior service to new clients and referrals from his large network of past clientele. Above all Michael understands that the owners who choose him to represent them in the sale and purchase of their homes expect more accountability and responsiveness than any other agent can offer.

Michael's strong financial background works to your advantage: he was a Vice President of commercial banking in Los Angeles, has a finance and business degree from the University of Southern California (USC), and is a licensed broker.

Most importantly, superior negotiation skills are one of Michael's valuable assets. His other strong points include a vast knowledge of the Sacramento region, superior marketing strategies for homes in all markets, and an unequaled network of professionals to get the job done.

Customer Service! Michael provides service that is second to none. He has created a team that prides itself on making each client's real estate transaction and experience so successful from the beginning, through negotiation and representation to the transaction closing that our clients choose to become lifetime customers. He is unsurpassed in his commitment for providing superior representation to his clients. In addition, Michael and his team knock on over 700 doors a week looking for buyers! This translates into more demand for your home!

It is with sincerity when Michael Soares says "thank you for making me the number #1 agent in Sacramento!" Professionalism, integrity and attention to detail are top priorities that you can count on working with Michael Soares and The Michael Soares Real Estate Group.